South Umina is one of the Central Coast’s most tightly held pockets. Two neighbouring streets, Airly Road and Stella Road, sit barely 130 metres apart, yet each offers a noticeably different way of living. Here is how they compare.
The Streets at a Glance: Scale, Density, and First Impressions
Airly Road is a compact nine-house enclave. Every property is a freestanding family home; there are no units or multi-dwelling configurations. That small number shapes everything: it feels private, consistent, and quiet.
Stella Road is a different story. The street holds 22 to 48 properties including houses, a handful of units, and some multi-dwelling arrangements (Allhomes, Domain). It is longer, more populated, and carries a livelier rhythm where kids ride bikes and neighbours know each other by name.
Both sit in South Umina, a pocket agents describe as highly sought-after. The contrast is not about location; it is about the feel of daily life once you are home.
Block Sizes and Property Profiles
Airly Road blocks are generous by South Umina standards. Land sizes range from 518 square metres at number 4 through to 714 square metres at number 17, with blocks of 609 and 625 square metres among them. Recent builds typically offer four to five bedrooms and two to four bathrooms, finished to a high specification.
Stella Road blocks cluster more tightly, generally between 474 and 550 square metres. The housing stock is varied, from original-era homes to renovated residences and premium builds like the Tullipan-constructed 2019 home at 3 Stella Road, sold for $1,890,000 in June 2025 (Domain). At 31 Stella Road, rear lane access offers granny flat potential, subject to council approval. Number 5 Stella Road, a three-bedroom on 550 square metres, is currently listed with a price guide of $1.05 million to $1.16 million and comes with DA approved plans for an extension.
Airly Road feels visually consistent; Stella Road offers architectural variety for buyers with different budgets and renovation ambitions.
Price Profiles and Market Accessibility
Airly Road’s recent sales range from $1,030,000 at 4 Airly Road, a four-bedroom on 522 square metres, to $1,290,000 at 10 Airly Road, a five-bedroom sold in November 2025 (view.com.au). Number 11 fetched $1,300,000 in 2022. With only nine houses, scarcity pushes values higher; current estimates now reach $1.44 million to $1.52 million for larger homes.
Stella Road’s price band is wider. At the upper end, 3 Stella Road set a street record at $1.89 million in 2025. Solid mid-range sales include 31 Stella Road at $1,250,000 and 22 Stella Road at $1,180,000 in June 2024 (Allhomes). At entry level, 5 Stella Road sold for $620,000 in 2019 and is now on the market at $1.05 million to $1.16 million. The Allhomes median for Stella Road houses is $1.25 million, on the suburb median (Allhomes).
Both streets sit within a Umina Beach market where median house prices range from $1.25 million to $1.28 million, with annual growth around 9.6 to 10.1 percent and five-year dwelling growth of approximately 45 percent. Airly Road offers fewer opportunities with only 11 sales ever recorded; Stella Road provides more entry points and higher liquidity with 30 recorded sales.
Streetscape Character and Who Lives There
Airly Road feels like a private retreat. Backing onto a wetland reserve with native birdlife, it carries a natural boundary that enhances both privacy and outlook. The low turnover, 11 sales ever, points to long hold periods. It attracts established families and downsizers who value seclusion over street activity.
Stella Road has a community-oriented feel. Agents describe it as “one of the Peninsula’s most tightly held and family-friendly pockets,” a place where “children can ride their bikes” and “neighbours know each other by name”. With 55 percent owner-occupiers and 45 percent rented, it draws a mix of families, first-home buyers, and investors (Domain). It is a street with genuine neighbourly interaction, still quiet by suburban standards but with more life on the footpath.
Lifestyle and Everyday Convenience
Both streets share essentially identical access to South Umina’s best amenities. Umina Beach is roughly a 10 to 15 minute walk from Airly Road and about a 10 minute walk from Stella Road. The Peninsula Recreation Precinct, with its BMX track, skate park, playground, and sports courts, sits between Ocean Beach Road and the sand. The Umina Beach Surf Life Saving Club and Ocean Beach SLSC are local social hubs with cafes right on the shoreline. McEvoy Oval and Umina Oval are nearby for weekend sport.
Nature lovers are well served. Bouddi National Park offers coastal walking trails a short drive away, and Brisbane Water National Park provides further bushland to explore. The Palm Beach Ferry from nearby Ettalong reaches Palm Beach in about 30 minutes, a standout Central Coast lifestyle amenity.
The Umina Beach town centre on West Street, with Woolworths, Coles, Aldi, and a solid run of cafés including Cafe Ronto, Margarita Daze, and Bremen Patisserie, is a few minutes’ drive away. Busways Route 50 runs along Ocean Beach Road roughly every 15 minutes, connecting to Woy Woy station about 6.4 kilometres away (Busways). From Woy Woy, trains reach Sydney in about 75 minutes. Neither street carries bus routes directly; the nearest bus stop for Airly Road is approximately 240 metres from home, about a three-minute walk, and Stella Road has similar access to the Ocean Beach Road bus corridor.
Education
Both streets share the same government school catchments. Umina Beach Public School (K-6) is about a 10 minute walk and described as one of the best primary schools on the Peninsula. The school runs an Inspire program for gifted learners and a PSSA soccer program, and a new public preschool is being delivered by the NSW Government. For families with younger children, Umina Beach has 18 childcare services, 10 of which currently have vacancies, at an average of $134.69 per day.
Brisbane Water Secondary College Umina Campus (Years 7-9) is about a 6 minute drive from either street, with the Woy Woy Campus serving Years 10-12. Private school options within a 7 to 8 minute drive include St John the Baptist Catholic Primary and EOC Broken Bay.
Conclusion
Airly Road and Stella Road share the same South Umina location, school catchments, and beach proximity, but they are fundamentally different places to live. Airly Road is an intimate nine-home pocket with larger blocks, a uniform high-spec character, and the quiet of a private retreat backed by wetland reserve. Stella Road is a broader, community-oriented beachside street with price points spanning entry-level to premium, DA approved potential for some properties, and more opportunities to buy in. The choice comes down to whether you want a sanctuary with eight neighbours or a family-friendly street with a genuine neighbourhood feel. Either way, both represent South Umina living at its best.
Frequently Asked Questions
What makes Airly Road different from other Umina Beach streets?
Airly Road is a nine-house enclave with no units, backing onto a wetland reserve with native birdlife. Block sizes of 518 to 714 square metres are larger than typical South Umina lots. Only 11 sales have ever been recorded.
What is the typical property price on Airly Road, Umina Beach?
Recent sales span from $1,030,000 at 4 Airly Road to $1,300,000 at 11 Airly Road. A five-bedroom at 10 Airly Road sold for $1.29 million in November 2025. Current estimates push toward $1.44 million to $1.52 million. For the rental market, 4 Airly Road leased at $800 per week (three bedrooms with a pool).
What are Airly Road’s standout lifestyle features?
The wetland reserve backdrop provides a natural buffer with native birdlife and no rear neighbours for some properties. With only nine homes, the street has minimal traffic and strong privacy. Umina Beach is a 10 to 15 minute walk away, and the nearest bus stop is about 240 metres from the street.
What type of buyer does Airly Road attract?
Established families and downsizers seeking space, privacy, and a premium coastal pocket. The larger blocks and four to five-bedroom homes suit buyers who value a quiet sanctuary over street activity.
How large are the blocks on Airly Road, Umina Beach?
Block sizes range from 518 square metres at 4 Airly Road to 714 square metres at 17 Airly Road, with others at 609 and 625 square metres. These are consistently larger than typical South Umina lots.
What schools are Airly Road residents zoned for?
Airly Road is in the catchment for Umina Beach Public School (K-6), about a 10 minute walk, and Brisbane Water Secondary College Umina Campus (Years 7-9), about a 6 minute drive, with the Woy Woy Campus for Years 10-12. UBPS offers an Inspire program for gifted learners and a PSSA soccer program. Private options within a 7 minute drive include St John the Baptist Catholic Primary and EOC Broken Bay. Umina Beach has 18 childcare services, with 10 currently showing vacancies at an average of $134.69 per day.
What is Stella Road’s property price range in Umina Beach?
Pricing spans from $620,000 at 5 Stella Road in 2019 to $1.89 million for 3 Stella Road in June 2025. Mid-range examples include 22 Stella Road at $1,180,000 (June 2024) and 31 Stella Road at $1,250,000. The Allhomes median for houses is $1.25 million. A current listing at 5 Stella Road has a guide of $1.05 million to $1.16 million with DA approved extension plans.
What is the streetscape like on Stella Road, Umina Beach?
Stella Road is a longer street with 22 to 48 properties including houses, a small number of units, and multi-dwelling configurations. It blends original-era homes with renovated residences and premium new builds on blocks of 474 to 550 square metres. Some properties, like 31 Stella Road, offer rear lane access and granny flat potential.
Is Stella Road a good street for families in Umina Beach?
Yes. Stella Road is described as one of the Peninsula’s most tightly held and family-friendly pockets, where children can ride their bikes and neighbours know each other by name. Umina Beach Public School is about a 10 minute walk.
What types of properties are found on Stella Road?
A mix of houses, a small number of units, and multi-dwelling configurations. Houses range from original-era dwellings on roughly 500 square metre blocks to premium contemporary builds. Some properties offer rear lane access and granny flat potential, and 5 Stella Road comes with DA approved plans for an extension.
How does Stella Road’s community feel compare to other Umina Beach streets?
Stella Road balances quiet suburban living with genuine community interaction. With 55 percent owner-occupiers and 45 percent rented, it draws families, first-home buyers, and longer-term residents who know each other by name.
What is Stella Road’s rental market like?
A rental at 5 Stella Road leased for $700 per week in May 2025. With 45 percent of properties rented, it has a more active rental pool than many neighbouring streets. The suburb median rental for houses is $650 per week.